Welcome to Thriving Finance
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About Us

Moving Business as fast as they move. With one loan at a time.

The Motto

Thriving Finance motto is to help micro –and small sized businesses get ahead. .

Business Funding

Our cutting-edge technology, quick application and approval processes, customer-focused delivery, and great service have kept us at the forefront of the small business funding.


Our collaboration brings together two best-in-class companies dedicated to helping small businesses succeed and grow.

What is Thriving Finance?

Online business loans

  • Who We Are

    We consider ourselves to be the Wonga of business giving micro business loans from as little as R5,000 – R250,000

  • What do I need?

    You must be a registered TEN member [Register for FREE on www.ten.network]

How do I Qualify

What Qualifies for our Product

Business Owner

I am a business owner running the business full time.

Registered Company

Formally registered with CIPC.


I have been in operation for more than 12 months.


I have a monthly average turn over R30 000 in sales.

Clean ITC

Clean ITC record for Principal & Business.

Product Overview

What will I pay?

We've simplified the lending process with our 6 and 12 Month Plans.

Every month you payback 1/6th or 1/12th(depending on which plan you choose) of the total advanced amount plus the monthly cost.

Monthly Costs are 3% - 10% of your advanced amount for the first 2 or 4 months (plan dependant) and 2% for each of the remaining months. Pay early and save on interest fee.

Each loan has a Activation Admin Fee- Once Off

How it Works

Its an online platform which accessible through ten.network

Fast & Simple

Online Application Apply in minutes, No paperwork, no hidden fees and no branch visits.

Or call us on 087 260 2207 and we can assist you in getting your application underway.

Receive your decision

we provide a decision in minutes – no paperwork, no waiting, no commitment.

Our fees are transparent and easy to understand so that you know exactly how much needs to be repaid.

Get funded

Business funding of R5,000 to R250,000 - we aim to have the funds in your bank account within 2 business days.

Repay in standard instalments over 6 or 12 months. Or choose to pay early with no penalty fee!

Contact Us

Get in touch with us.

Where to Find Us

1166 Francis Baard Street,


087 260 2207